Monday, November 30, 2009

Stimulus - Bigger is Better




Those doubting the brilliance of Obama's plan need only familiarize themselves with the basic principals of liberal economics: Money falls from heaven for everyone to use. But, the immoral and sneaky rich gather more than their share. The government's purpose is to redistribute the money the way God intended.

Taxes remove the excess income of the rich and give it to the voting poor, through a fair and organized bureaucracy. The rich oppose this action by selfishly and spitefully decreasing employment. Government responds by increasing spending, to boost employment by finding the jobs that the rich have been hiding.

Looking at the rousing success of the first Stimulus bill, I cannot understand the opposition to round two. Obama's work is not yet done, as there are still those who have yet to realize the New American dream of getting something for nothing.

For an idea of the massive number of jobs created by the Stimulus bill, simply look at the unemployment offices around the country. These establishments have been forced to double their staffs in order to process the millions of new claims filed over the last year.

To understand the need for a second (or third, or tenth) stimulus bill, we must keep in mind the economies of scale. If spending $787B accomplished so much, imagine the economic magic that a much larger amount could accomplish.

Borrowing an amount large enough could eliminate the national debt altogether. Theoretically we should be able to to borrow enough to show a profit, perhaps begin lending to other countries again. All we have to do is borrow enough each time to pay off each successive debtor, with interest, and we can keep the cycle going indefinitely.

Granted, job recovery may seem like its staring slowly. Some folks have been unemployed for 12 months, some longer. This is probably because we haven't spent enough to create the jobs. But once we really kick the spending into high gear, we will all need wheelbarrows to carry our money home in. And not just because it will be practically worthless, either.

Sunday, November 22, 2009

If it says "affordable", its got to be good!


Not having health insurance does NOT constitute a crisis. Any person in this country, for any reason, can receive health care regardless of ability to pay. And simply because this piece of legislative diarrhea contains the term "Affordable", what makes people believe that cost will ever go down?

Insurance is nothing but risk management. It works by having many healthy people pay into the system to cover the few sick people who take out of the system. Should this travesty be allowed to occur, you can be certain this will change. Since nobody can be turned down, a sick person can buy a policy at the same price as a healthy person.

Healthy people will decline coverage, and simply pay the penalty at tax time, a fraction of the cost of a decent policy. If they get sick, they will go buy a policy, then check into the hospital. Employers will drop their group plans, since "qualifying" plans cost much more than the penalty.

Insurance providers, who we all know are greedy trolls who are driven purely by the pursuit of profit, will no longer sell policies. They cannot possibly maintain a margin of profit that their shareholders will accept, and will simply follow some other path to satisfy their greed.

The end result is that only sick people will purchase "insurance", and it will be only sold by our government's "public option". Insurance will no longer be a risk management tool, but simply a revolving finance plan. Simple economic principals dictate that expenditures will rise, revenues will drop, and cost to manage this new entitlement will climb.

Early debates claimed there would be no government interference, there would be no rationing of health care. The rationing has already begun. Our Government recently suggested delaying mammograms until the age of 50. This is nothing but a cheap ploy to reduce costs for their new, whiz-bang health Ponzi insurance scheme. The idea is to get more money out of young people, then reduce benefits to old people, so that the entitlement train can keep chugging along for a few more decades.

Now, explain what it is that everyone thinks they're getting again? Oh, that's right - better coverage for more people for less money. Only an idiot could possibly believe that we can get something for nothing. And you actually believed it? P.T. Barnum would have been proud of you.

Friday, October 9, 2009

More Health Care Propaganda



CBO Estimate Gives Green Light

MSNBC Says 93% Coverage




I never cease to be amazed at the desperation of Team Obama and the Dems as they search for support on health care. As if the goofy pre-Halloween costume party in the rose garden wasn't desperate enough.

Number one: screw Bob Dole. If anyone actually gave a damn about what he thought, he might have been more than the miserable failure of a presidential candidate that he was. I will never understand why people who are only a few steps from senility cannot grasp the concept that people only pretend to listen out of courtesy and pity for an aging fool. While we respect the wisdom of elders, we should disregard the ravings of the demented.

Number two: the slight-of-hand committed by the Democrats over the CBO's estimate shows astounding hypocrisy. Knowing full well that a proper cost estimate cannot be conducted on "conceptual language", the Finance committee refuses to submit the actual bill to purposely hide its cost. And, magically, it just squeaks in under Obama's arbitrary $900 billion mark. Apparently they decided that $899.95 billion would look a bit too suspicious. And, to add insult to injury, they turn these phony numbers into a weapon to attack opposition.

Number three: Does anyone really care or believe poll numbers? Those who use other people's opinion to make their decisions are mindless idiots. Does the Quinnipiac survey bother to reveal exactly which "slice of America" they used to obtain their numbers? Of course not, but they will gladly reveal the results that those who provide their funding wish to hear. And, believe it or not, there are enough weak minded fools who can be swayed based on what other people think, which is why people pay so much to conduct "opinion" polls. The scariest part is that these same spineless imbeciles who follow polls are allowed to operate motor vehicles, reproduce, and even vote for candidates that promise things that "everybody else wants, so you need to want it also."

Number four: for all the hype about bipartisan cooperation, why are the bills always crafted in secret by only select members of the Democratic party? As harmful and ugly as their ideas are, Republicans who refuse to come to their side is blasted as being obstructionist and uncooperative. Certainly there is the open discussion over what to include in the bill, but the final closed door process of drafting the final bill is where things get added and removed is exclusively Democratic leaders. Not allowing Republican cooperation, but continually whining about getting none, is another example of the deceitful process by which the far left Democratic majority tightens its stranglehold.

We shouldn't worry about this particular piece of the puzzle. The eventual outcome will be a merging of the various Senate bills, which will be merged with the five House bills. Once a final "health care 'reform" bill is presented to Obama, we all know what will follow. We will be told that a majority of Americans really, really want a public option and mandated coverage. And - voila! Pelosi and Reid will plunk down a massive bill including every entitlement expansion Obama wanted in the first place, and what Obama wants, Obama gets.

Thanks again, 52% of America, for putting this man in office. Please enjoy your new health insurance, bought and paid for by the working people of this country. Regardless of the political promise (aka blatant lie) of more people covered with better results for less money, what we will actually see is a rise in insurance premiums, a rise in health care costs, a rationing of health services, and rising government costs leading to higher taxes. Bend over, America, 'cause here comes your Hope and Change!

Friday, September 11, 2009

Obama's Affair with Miss Information



Our beloved president tells us again and again that we are all being lied to about health (insurance) reform. Obama assures us that those who are spreading this misinformation are simply lying. He preaches to us that there are certain people who are spreading vicious lies, spreading fictitious claims that Washington wishes to take control of the health care industry.

A fictitious takeover? Hmmm...the federal government wants to sell health insurance, set the price for insurance, force insurance companies to offer the same coverage but without subsidy, determine what care will be allowed, dictate compensation for allowable care, set penalties for non-compliance...that sounds pretty much like a government takeover to me. I cannot see how any reasonable person could arrive at any other conclusion.

Obviously, anyone who doesn't agree that government health care is the only way to restore America to prosperity simply doesn't understand how Obama's vision of a new world order works. And don't forget that anyone who fails to march lock-step with this man's ideology only reveals my obvious hatred and racism, as well as the desire to see America fail.

When did not blindly following the government become such a heinous crime? Last time I checked, this sort of thing did not apply to free countries. How many can say they worshiped Bush in the same way, regardless of his idiotic policies? I can't imagine many willing to make that claim, yet I also find it hard believing so many can remain starry-eyed over this inexperienced junior senator from Illinois with his unrealistic fiscal ideology.

As far as health care reform, I can only believe what I can read in the proposed legislation, as well as Obama's recent address to congress, which echoed the government's hidden deceit almost to a tee. It's all there, for anyone who wants to put down their glass of kool-aid and read it.

Everyone should read it, but more importantly understand it, before they stand up and give one more \"Yes, We Can\" or \"No, We Won't\". Learn for yourselves how Team Obama has been \"less than honest\" as he speaks about relieving the poor, ignorant people of this country of the impossible burden of intelligent choice in the world of insurance, doctors, and government.

There is no denying we need reform. There must be a way to fix what is broken with our system. To be fair, sometimes things just wear out and need to be replaced. Like the way Washington works, with bribes from special interest groups and corruption rampant throughout. But it never hurts to try first.

If Obama believes he can wring $600 billion from Medicare without slashing benefits, then by all means go right ahead. Use this money to provide for people who cannot provide for themselves. That, after all, is the ultimate role of our government, is it not?

From the legislative drafts out of Congress one can easily discern the true intent of health care reform, which is to swing entire system to a government-controlled, Euro-socialist, single payer system. Those who moronically believe the government will provide better health care to more people and for less money will no doubt deny the ridiculously impossible nature of this claim.

In order to garner support, the Democrats have tried to demonize the private insurance industry as the root of soaring costs. So why do the Democrat plans require everyone to purchase insurance from these ne'er-do-wells? If profit-driven insurance companies are the root of our problem, why the mandate to purchase their products at all?

The government plan will regulate what is covered by new health insurance policies. Ask yourself how long a private insurance company can stay in business, without being able to raise premiums, when the government forces them to provide full coverage to all people regardless of risk? More people will

Private insurance companies will find other ways to seek profits required by their shareholders, and stop selling insurance, then what we have left is a government monopoly. Obama's lie about the government providing insurance "just to keep insurance companies honest" will eventually drive

The normal method of government expansion is incremental; a small piece here, a little piece there, the end game being to take it all. But this massive undertaking is a bit frightening, especially considering the radical changes and massive spending over recent months, and I cannot see why people are surprised by this apprehension.

Remember that, once we hand over the reins, there is little chance of going back. Perhaps a bit less emotion, and a bit more intellect, would be helpful in deciding the outcome of this massive reform proposal.

Also remember that, no matter who is holding the reins, it is the Congress that yields the power. And most of them have been seated for decades. How many of them are offering to accept the same health plan that they wish to force upon us? At last count, it was zero. What should that tell you?

Liberals, driven purely by emotion and the desire to interfere in all things, need to stop thinking that everything is fixed now that Bush is gone and Obama is in. This is exactly what they want you to think. I know it is hard to imagine, but liberals do not have a monopoly on the truth. There are lies and misinformation on both sides. Think for yourselves for a change, and quit listening to all the propaganda. It is every bit as poisonous coming from the left as it is from the right.

Wednesday, July 15, 2009

Private v. Public: WTF?

Don't cry for the 47 million in America who are uninsured. They are not all lying on the ground, balled up and ready to die at any moment, although this is the picture the Democrats try to paint.

First eliminate the illegal immigrants, if you actually have a way to count them all. Now eliminate the young people, who are strong, healthy, and consider themselves bulletproof, and have no insurance by choice. Next, eliminate the chronically ill, who cannot obtain insurance of any type, without paying through the nose for high-risk policies. You are left with about 10 million people. For an estimated $2 trillion cost, we can add these to the ranks of the insured for a mere $200,000 each.

Private insurance is a business and, as all private business, has one purpose: to make a profit. As of 2007, some 2.5 million people are employed in the insurance industry. Most of the people who work for these companies demonstrate human compassion. They are not all the cold-hearted, miserly curmudgeons they are portrayed to be, but the bottom line here is still money. Last I checked, this is what makes the world go around, people. A company that loses money doesn't stay in business very long.

Seems to me there are zero competitors to private insurance, unless you count a secondary policy to Medicare. You either have insurance or you don't.
Private insurance companies compete with each other. The one's that can offer the best plans at the best prices are the one's which succeed. The rates you pay are calculated upon how many people pay into the pool versus how much money is spent for services rendered.

Let's assume for a moment that I run an insurance company. I charge one rate for healthy people, and another rate for sick people. This is a benefit to the healthy people, for the amount paid out in services will be much less, and their policies will be less expensive.

Now, since I know that the money I must pay for services to care for people who are sick will be much greater, I have two choices. I can charge them more for their policy, or I can charge both pools, healthy and sick, more. This is the way Obamacare will work. By forcing everyone to have coverage, and by ensuring that sick people can sign up, we will all have to pay more. Sorry you took good care of yourself, ate health foods, exercised regularly, because you still have to cover the cost of the fast-food, chain-smoking pool.

I certainly enjoy comments from people who believe the government wants to help you, that the government is going to provide your new kidney for free, or remove your gall bladder for nothing. These poor, ignorant fools believe that "rich people" should pay for your poor health. All they understand is that somebody else needs pay for their $500,000 procedure so they can buy insurance at $100 a month.

Candidate Obama was in favor of a single payer system. There is no doubt of this fact. Yet President Obama denies this, and only wishes to establish a "public option", just to keep the private insurance companies honest. Another term for "public option" could be "government subsidized". How on earth can any private company compete with this? The creation of a public option will mean the loss of private insurance as they go out of business one by one. Suddenly, the government option is the only option, which creates the single-payer system that Obama wanted all along.